Corporate fleets: how to reduce accident rates and insurance costs with onboard video

In a company with a fleet of vehicles, road safety is not just a human issue. For a fleet manager, the onboard camera represents above all an economic, legal, and operational issue. 

Every accident involves: 

• High repair costs, 

• Prolonged immobilization of vehicles, 

• Disruption of operations, 

• A gradual increase in insurance premiums, 

• And sometimes long and costly disputes. 

Faced with these challenges, professional onboard video, integrated into a telematics solution, is proving to be a concrete lever for reducing accidents and controlling costs. 

Professional onboard video: a protection tool, not a surveillance tool 

Onboard cameras can still be perceived as surveillance tools.
In a B2B approach, this perception needs to be overcome in favor of a vision focused on protection and risk management. 

A dashcam solution for company fleets is first and foremost a protective tool: 

• Protection of drivers against third parties, 

• Legal protection for the company, 

• Protection of operations against unexpected downtime. 

When integrated into a fleet management platform, onboard video becomes a road risk management tool, just like insurance or preventive maintenance. 

Liability reduction and fleet claims management 

In high-risk sectors such as transportation, logistics, construction, and field services, among others, the key issue is not only to prevent accidents, but also to prove non-liability when they do occur. 

Feedback from the field in Tanzania 

On the roads of Tanzania in November 2025, two drivers equipped with the Fleeti Vision video solution were involved in two accidents for which they were not responsible. 

The images captured by the professional onboard camera made it possible to: 

• Accurately reconstruct the facts, 

• Remove responsibility from drivers, 

• Speed up claims management with insurance companies and local authorities, 

• Avoid lengthy and costly procedures. 

These two exemptions from liability made it possible to avoid: 

• Significant repair costs, 

• Legal fees, 

• And an estimated downtime of several weeks per vehicle, with a direct impact on business continuity. 

Video becomes objective evidence here, which is essential in complex environments. 

From evidence to prevention: reducing road risk on a large scale 

The value of an embedded video solution for fleet management is not limited to post-accident situations. Above all, it enables proactive action to be taken in terms of prevention. 

Thanks to behavioral analysis, Fleeti Vision detects more than 1,000 risky behaviors per day: 

• Sudden braking, 

• Not wearing a seatbelt, 

• Using a phone while driving, 

• Drowsiness, among other things. 

This data transforms road safety into a measurable and controllable indicator, enabling companies to implement targeted training initiatives and make lasting improvements to driving practices. 

For decision-makers, these indicators translate directly into fewer accidents, fewer operational stoppages, and better control of fleet insurance premiums. 

A solution tailored to business challenges 

Professional onboard video addresses very specific issues that vary depending on the industry and the realities on the ground. 

In transportation and logistics, it makes it easier to establish liability towards third parties in the event of an incident, while ensuring better protection for drivers and the goods being transported. It also helps speed up claims management by providing objective and immediately usable evidence. 

In the construction and field services industries, on-board cameras play a key role in ensuring safety, particularly on construction sites or in confined environments. They also provide reliable evidence in the event of damage to equipment and help to limit costly disputes with third parties. 

For multi-site and international fleets, onboard video provides centralized management of road risk while facilitating the harmonization of safety practices across the company. It thus allows for adaptation to complex local contexts while maintaining a comprehensive and consistent view of safety issues. 

Cost reduction and fleet ROI optimization 

At the company level, professional onboard video is part of a measurable return on investment strategy. 
 
By reducing accident rates and limiting indirect costs related to accidents and vehicle downtime, it helps improve fleet availability. It also serves as a key lever in negotiating insurance premiums by providing concrete evidence of risk control. 

Security thus becomes a factor in overall performance, contributing to business continuity and profitability, rather than an additional constraint. 

Embedded video as a strategic lever for fleet management 

The onboard camera or professional team photo is no longer just a piece of equipment.
Today, it is a strategic component of corporate fleet management, at the crossroads of safety, performance, and risk management. 

With Fleeti Vision, onboard video becomes: 

• Reliable proof in the event of a claim, 

• A tool for preventing road risks, 

• A lever for cost reduction and operational optimization. 

Discover Fleeti Vision today. 
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